Why You Need A Public Adjuster ?

  • Company adjusters work directly for an insurance company.
  • Independent adjusters contract with insurance companies to provide adjusting services.
  • Public adjusters are independent contractors that work for the policyholder in settling claims.
As you can see a Company or Independent adjuster works solely for the Insurance Company whereas a Public adjuster works for you the insured!

Incurring serious property damage to your home, condo complex or business often marks only the beginning of a difficult, stressful and uncertain time. Whether you have damage as a result of a sinkhole, hurricane, fire, water or wind, the burdens of proving and substantiating your losses are on you!

Filing and substantiating your own high-value insurance claim can be intimidating if not impossible and it involves an array of risks. If attempted on your own it could become a full time job! Hiring Smarto Public Adjusting Group licensed by the state of Florida as your public adjusting firm will represent your financial interests and not those of your insurance company. Our representation will also help relieve you of the pressure of the daunting challenges of documenting your claim and level the playing field for negotiations We document ever aspect of your loss to PROVE why the insurance company owes you much more than they are usually willing to pay.

Getting a Fair Settlement Offer

The insurance company has THEIR adjuster focusing on protecting that of the “company’s” interests and profitability. While insurance companies and adjusters should have your best interest in mind, the fact is that the profit motive dictates that an insurance company collect as much in premiums as possible and then pay out as little in claims as possible. When deciding whether to pay your claim, your insurance company may lose sight of the fiduciary obligation they owe you.

Our ONLY duty as your public adjuster is to serve and advocate for YOU the policyholder.

When you choose to retain Smarto Public Adjusting Group you can trust us to meet deadlines, accurately estimate repairs, fight for every last dollar owed to you and answer your questions or concerns throughout the process. This is our ONLY goal during our representation. “You are the boss!”
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Contact us to find out how Smarto Public Adjusting Group can help you with your commercial or residential insurance claim.
Call us at 863-430-3857 today!

Smarto Public Adjusting represents both commercial & residential claims, specializing in the following areas: